Many times people ask me if retiring early will make a difference in their Social Security benefit. I have found that most people do not know how Social Security uses their earnings to figure their benefits.
So here's a multiple choice question to test your knowledge. Your Social Security retirement benefit will be based on:
a) your last 5 years of earnings before you retire
b) your highest 5 years of lifetime earnings
c) your last 10 years of earnings
d) your highest 35 years of lifetime earnings
Make your choice and check for the answer tomorrow!
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